This Could be Your Future Home!!

This house is a new construction 1,200 square foot, 3 bedroom, 1.5 bath home located on Moe Lane in Elkton, KY.  For more information or to request an application, contact Suzanne Arnold at 270-886-9484 or download an application here.


Homeownership

As a certified originator for the Kentucky Housing Corporation (KHC), we originate loans through the Veterans Administration (VA), the Federal Housing Administration (FHA), and the Rural Housing Service (RHS). To date, approximately $4.5 million in mortgage loans purchased by the Kentucky Housing Corporation have been originated in the Pennyrile counties. Approximately 110 families have been assisted in the purchase of a home, averaging $42,000 in price.

Several of our programs require a credit report - you may pay online   
      [Click here to Pay the $20 Credit Report Fee]     

Homeownership Counseling and Education Services

The Pennyrile Housing Corporation offers homeownership counseling to KHC-eligible home buyers who have been declined financing by KHC or KHC-approved lenders because of poor credit.  Counseling includes helping those home buyers develop a budget and savings plan, identify and clean up credit problems, and prepare for the home buying process.

Yes You Can home buyer education seminars are offered twice a year.  The course covers budget and credit, the mortgage loan process, finding the right house, loan closing, foreclosure prevention, and basic home maintenance.

Pennyrile Housing Corporation also offers counseling for home study courses, loan modification and delinquencies.

Family Self-Sufficiency Program (FSS)

The FSS program is designed to help participants end their dependency on government assistance. FSS participants receive employment skills training, budget and credit counseling, money management tips and homeownership education.  The FSS program is a combination of agencies including Pennyrile Housing Corporation (PHC), Kentucky Housing Corporation (KHC), and West Kentucky Workforce Investment Board (WKWIB).

Our Point of Contact for Housing information is Suzanne Arnold.  She can be reached by phone at (270) 886-9484 or by email at suzanne.arnold@ky.gov.